Could you give a brief description of the process you went through with snaploan.com? Did you meet their recommend credit score of 650 or were you below that? I am trying to get feedback from people who used snaploan with a credit score under 600.
Sure, no problem.
I did everything online. On the homepage, www.thesnaploan.com, at the very bottom, there is a box asking you for your email address.
I filled out this information and received and email with 4 videos/steps to complete the application process. The videos are short and straight to the point, not complicated at all.
I have been making my credit card payments on time with no delinquencies; so things look favorable for me.
Snaploan.com is an internet arm of a parent financial company based out of colorado. However, their services can be utilized by all US residents. They mentioned that even if your credit score is low, there is still a good possibility that you can get an approved loan.
According to www.thesnaploan.com, they use a different program for people with low credit scores who have no delinquencies or bankruptcies on the credit report in the past seven years.
Right now, I am waiting to find out if I get approved. They claim in about two weeks. I am right about that time now. So, any day now I should be able to find out whether or not I was successful.