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		<title>The Heroin Addict&#146;s Perspective</title>
		<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
		<description>The Heroin Addict&#146;s Perspective</description>
		<lastBuildDate>Fri, 6 Mar 2009 17:44:19 GMT</lastBuildDate>
		
			<item>
				<title><![CDATA[
  I would argue that they alre]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[
  I would argue that they already have in the form of credit bureau`s, but credit companies don`t adhere to them very well ... obviously.
  &#160;
  So i have very little interest in listening to them complain when they don`t]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746568</guid>
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				<title><![CDATA[None of this topic applies to ar]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[None of this topic applies to arguing for legalization of heroin. Nor does it apply to legalizing consumer debt-spending. OH....wait!....we already DID legalize consumer credit cards!Why not require a license to practice borrowing? :-D
]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746567</guid>
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			<item>
				<title><![CDATA[
  I would agree in theory ...]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[
  I would agree in theory ...
  &#160;
  However i do not believe that is an argument for legalizing the recreational use of narcotics.
]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746566</guid>
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			<item>
				<title><![CDATA[Nope...and I don`t feel very com]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[Nope...and I don`t feel very comfortable about a government bureaucrat, untrained in medicine telling me when I can, should or can`t have pain medication either. And yet, that`s the world we`re undertaking to build.
]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746565</guid>
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			<item>
				<title><![CDATA[
  I would agree, but the quest]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[
  I would agree, but the question is who will control it?
  &#160;
  I don`t feel very comfortably about some beaurocrat telling me if i "deserve" a loan or not .... do you?
]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746564</guid>
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			<item>
				<title><![CDATA[That`s the point; business finan]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[That`s the point; business financing usually is done by professionals. They require credibility, certification, and so forth. Just as unethical physicians might prescribe morphine or addictive substances, so too unethical bankers may accept a risky loan.]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746563</guid>
			</item>
			<item>
				<title><![CDATA[
  Except morphine is used by m]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[
  Except morphine is used by medical profesionals, not for recreational use.
  &#160;
  In theory the same could be said for the debt analogy.
]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746562</guid>
			</item>
			<item>
				<title><![CDATA[Heroin is part of the same drug ]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[Heroin is part of the same drug family as morphine, which is a very important part of advancing medicine. We can say that morphine is to heroin as business debt financing is to consumer debt.
]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746561</guid>
			</item>
			<item>
				<title><![CDATA[
  Debt financing can be a valu]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[
  Debt financing can be a valuable tool, and is not inherently "bad for you".
  &#160;
  The key with debt in business is that is be used in a balanced way along&#160;with equity&#160;and ongoing profitability.
  ]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746560</guid>
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			<item>
				<title><![CDATA[Let`s suppose you`re a middle-cl]]></title>
				<link>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm</link>
				<description><![CDATA[Let`s suppose you`re a middle-class male, working a good job, married with a couple of kids. You`re making around $80,000 per year, have a house, some cars, and life is "your life style."At age 35 you begin taking heroin. It`s not a big deal, just ]]></description>
				<pubDate>Fri, 6 Mar 2009 17:44:19 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/The-Heroin-Addict146s-Perspective.htm#746559</guid>
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