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		<title>Planning For A Successful Loan Application</title>
		<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
		<description>Planning For A Successful Loan Application</description>
		<lastBuildDate>Thu, 31 Jan 2008 19:05:41 GMT</lastBuildDate>
		
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				<title><![CDATA[Thanks for the info crazydiamond]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Thanks for the info crazydiamond. we finished the spreadsheets and the plans&#160; on Monday, and he took them up on Tuesday to the banker. Oh, by the way, you asked about the banker knowing about the model, and apparently he had another client that used i[...]]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717239</guid>
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				<title><![CDATA[Kurt, if you are still checking ]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Kurt, if you are still checking in, here are some pointers on seasonality...
There are multiple sources of seasonality. Periods of several months based roughly on the climate and weather. There are recurring distortions, such as an annual holi]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717238</guid>
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				<title><![CDATA[Crazy 
We have finished the bas]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Crazy 
We have finished the basics for the business plan spreadsheets, and have the projected statements. We went over the monthly sheets though, and we think that the numbers are just a little too aggressive. What is particularly a problem is]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717237</guid>
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				<title><![CDATA[Not for me to advise you guys on]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Not for me to advise you guys on what form of debt you are going after, snce I don`t know much about your specific business or your circumstances. But in general, Marshall`s point is a good one in that the flexibility of the revolving line can be cheaper. [...]]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717236</guid>
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				<title><![CDATA[My pleasure (the help)!
Umm, yo]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[My pleasure (the help)!
Umm, you mentioned that it was for a bank, right? So, you are trying to demonstrate to them that you can service the debt, right? You need to present a model that adds the product line into your sales figure, and to be consis]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717235</guid>
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				<title><![CDATA[
  Kurt,
  &#160;
  A good ru]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[
  Kurt,
  &#160;
  A good rule of thumb when asking for a loan is to match the useful life of the assets with the loan term.
  &#160;
  A term loan is best used to finance fixed assets such as equipmen]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717234</guid>
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				<title><![CDATA[Thanks for the help, that is a b]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Thanks for the help, that is a bit clearer to me. I have done as you suggested, we have five working groups of product that we sell now. On the financial debt schedule, we are applying for a 5 year amortized loan to cover the inventory increase for a new p[...]]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717233</guid>
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				<title><![CDATA[Yes I am still around, just been]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Yes I am still around, just been a bit busy though. Pleased to hear that you got the download, and have it loaded up. You don`t mention what area you are having trouble with, so I am going to guess on this. You may be having trouble with grasping the idea [...]]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717232</guid>
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				<title><![CDATA[Is Crazydiamond still around? My]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Is Crazydiamond still around? My father was told to come here by his banker, because he is working on a business plan for his sports store. He is not that comfortable with computers so I have been drafted. We downloaded that file you linked to, and unzippe[...]]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717231</guid>
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				<title><![CDATA[Glad you like it theyounger . . ]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm</link>
				<description><![CDATA[Glad you like it theyounger . . .Yeah, we find that we can get results pretty fast, at least as a rough cut. It is though, a process - one in which you get the first results, and start to ask what if we could do this differently? What if we come under pric[...]]]></description>
				<pubDate>Thu, 31 Jan 2008 19:05:41 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Planning-For-A-Successful-Loan-Application.htm#717230</guid>
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