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		<title>Intro to business loans</title>
		<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
		<description>Intro to business loans</description>
		<lastBuildDate>Tue, 29 Jan 2013 7:22:10 GMT</lastBuildDate>
		
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				<title><![CDATA[A secured loan is an advance to ]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[A secured loan is an advance to the borrower by a loan provider. ]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#803903</guid>
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				<title><![CDATA[Business loans plays a very cruc]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[Business loans plays a very crucial to almost every business owners. Not only such loans can help one to start up a new business, but it has been found very helpful to existing business owners who are running short or low on money to fund up their busin]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#800513</guid>
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				<title><![CDATA[]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#799579</guid>
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				<title><![CDATA[That was a nice idea.Since the r]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[That was a nice idea.Since the recession, individuals are getting more sensitive to their credit ratings and naturally more people have been boosting their credit ratings. The Fair Isaac Corporation, or FICO, reports that during the past year, roughly 1]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#799531</guid>
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			<item>
				<title><![CDATA[ 
Some people think that a bus]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[ 
Some people think that a business is easy to put up. They have gotten it all wrong. If you want to establish a restaurant, it has to go beyond grandma's recipe handed down from generation to generation. It is a wis]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#799273</guid>
			</item>
			<item>
				<title><![CDATA[Gone are the days when living wi]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[Gone are the days when living within ones
financial limits was considered a virtue. Today it is thought well of
people if they possess all the luxuries of life. Without becoming
indebted much, people can easily get themselves the luxur]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#705739</guid>
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				<title><![CDATA[Wildstorm,
Most business lender]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[Wildstorm,
Most business lenders at banks will look for a personal FICO upward of 675, 2 year business history, positive cash flow, that you have personal assets (home is a big plus), NO bankruptcy, reasonable personal debt-to-income ratio, and ]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#705738</guid>
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				<title><![CDATA[Well I am thinking about applyin]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[Well I am thinking about applying at that site but I may end up not doing so. Yes I`m currently lookin for an angel investor but haven`t had any luck finding one. I;ve tried out the gobignetwork.com but haven`t yielded and solid offers other than a guy fro[...]]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#705737</guid>
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				<title><![CDATA[Thanks for the comment MNGrillGu]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[Thanks for the comment MNGrillGuy.
Well said. Startup loans from banks are really de facto personal loans because there is no business history to examine. However, unlike personal loans, startup loans are issued in the name of the business and d]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#705736</guid>
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				<title><![CDATA[The most important criteria is y]]></title>
				<link>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm</link>
				<description><![CDATA[The most important criteria is your ability to servie the debt.&nbsp; EBITDA/Total Debt Service will need to be greater then one.&nbsp; A reliable history&nbsp;of EBITDA shows a bank you have done it and can continue to do it.&nbsp; This is why banks don`t[...]]]></description>
				<pubDate>Tue, 29 Jan 2013 7:22:10 GMT</pubDate>
				<guid>http://www.startupnation.com/community/orca/topic/Intro-to-business-loans.htm#705735</guid>
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