Forums: Discussions for entrepreneurs and small business.

It sounds like you are seeking a loan of $500K with a 20% interest to be repaid over a 5 year period - payments to start in year 2.

If so - then your annual payments would be $159,000.

You should be able to get a loan for less than 20% interest.

If you are looking for an equity investor, you`ll probably have to show them a better than 20% per year return.

I`m not wanting to be harsh - but you do need to be clear about what kind of capital you are seeking and what kind of deal you are willing to offer.

 

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The other thing that`s missing here is some indication of what your experience is in the restaurant business (unless I overlooked it). If you`ve run successful restaurants, that`s one thing. If you like to eat out and think you have a great idea, that`s quite another thing.

Restaurant funding is not easy for new start up restaurant entrepreneurs, or even established ones.

A restaurant owner alternative business financing product, and for those whom are seeking a unsecured business loan the merchant cash advance program is a wonderful alternative. But you should be aware of how to maximize this type of financing.


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Look into angel investors would be my advise. The best that I have found is at www.breadstreet.com . They have investors that are ready to place their money as quickly as possible with the right investment opportunity.