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Clean Up Your Credit

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Episode from Channel: Business Financing

Episode Spotlight

How can you clean up your credit so that you position yourself for the greatest success in your business? Kathi Quill shares tips on improving both your personal & business credit ratings.

Kathi's tips:

  • Get your credit report & look at it - mistakes in the system do happen
  • Pay your bills on time - it's never too late to start. Everything can be corrected by getting your act in order.
  • Establish business credit separate from your personal credit asap
  • Ask companies you do business with to report their good experiences to the credit companies

Kathi's advice:

  • Be up-front about problems like bankruptcies & explain the circumstances - don't let people discover it when you're applying for credit
  • Don't be shy about asking potential business partners for their credit history.
  • Build your score with Dun & Bradstreet by going online & offering information

The three major credit agencies: