Get cash when you need it with a personal credit line from Bank of America. Use your checks to pay for services or purchases - even where credit cards aren't accepted. Keep your credit card for everyday use and take advantage of this smart alternative. Write yourself a quick advance for cash or use your checks to pay for services or purchases—even where credit cards aren't accepted. Apply for a revolving personal loan and get an answer in as little as 15 minutes.
- Up to $50,0001 to use for virtually anything
- Rates as low as 8.99% APR2
- No collateral—no need to use the equity in your home
- No pre-payment penalties
- No annual fee or closing costs
- Decision in as little as 15 minutes
- Funds can be deposited directly into your personal bank account.
- Convenient checks to access your available cash whenever you need it.
- Build a re-accessible cash reserve as you pay down your balance.3