If you are going to the bank for a business loan you will more than likely be required to invest some of your own money in to the business. In fact, most lenders will require you to show some kind of personal investment in your business, or atleast be able to secure the loan against some assets. Do you have assets?
There are alternative lenders that might be worth a try given your circumstances (no money). Perhaps try https://www.capiota.co.uk
Good advice from CreateYourWealth. With any loan, secured or unsecured, always read the fine print, be sure of the interest rates, monthly repayment and repayment periods etc. Be sure you are comfortable with all of this and can manage the repayment costs. If you are unsure, seek the advice of an expert, this will save you any hassle in the future. Thankfully, lenders seem to be becoming much more clearer in their terms and repayment options (e.g. I like the way Capiota are making repayment so clear). I don't know if legislation has changed recently or if lenders are becoming more responsible but it can only be good news!