By day, I'm an entrepreneur. Currently, I'm the president of my company Happy Brands Web Services. Right now, I only offer one product which is web hosting. Eventually, I'll offer others, but my business is barely a month old.
By night I'm a professional guitar player. My style is heavy metal like the British masters of the 1980s and early thrash. My profile picture was inspired by a picture of Eddie Van Halen on the back of VH 1
I would go with more than just two months of salary, but you are on the right track. Don't forget a vehicle, and related expenses. You'll also need some kind of advertising expenses. i recommend a virtual 800 number (they're cheap).
Try the Small Busines Administration (www.sba.gov). They have some serious loan progrms and a medical practice qualifies as a small business. One catch, you must have good credit otherwise you're done. Hope that helps.
What Jack and canol said. The trick is to try to fool the Google algorithm into thinking that your site has been around for a while. Backlinking makes this possible. All the techniques jack and canol said to use are perfectly legit. But don't post in any one place too many times. You'll be branded a spammer.