The Dime blog is a great free resource to help public employees in Colorado to make better decisions on how they can manage their money.The Dime is a blog powered by COPERA, Colorado for teachers and Colorado public employees. The blog has practical tips on how to save money.
The best way to do business is to do it with your own funds. Loaning may cause more stress but how does one become equipped with money saving strategies. I learned this the hard way - I had to stumble here and there since there is really no absolute road to saving.
It would help if you are exposed to resources like this forum blogs like The Dime. http://www.thedimecolorado.com Though this is specific for Colorado based people, the tips and saving suggestions may help you.
Try this. It should work. You are young and have a lot of opportunities ahead.