I wrote mine and re-wrote mine all by myself. But I had several experiences business men and bankers review it and tell me how sorry it was. :) But seriously, they reviewed it and told me what to fix. C.
This is how I set up my payment:Adding up all the bills I pay everymonthA little extra spending money for a few things I like (eating, driving, church tithe)That is it. My things is to keep it small and keep the money in the business.C.