Following are some points to be considered, which can help you to get a small business loan:
1. Don't quit your day job2. Offer something of value3. Keep meticulous records4. Plan on providing a plan5. Character counts6. Check and recheck
Business loans are easily available for the established businesses, and if a company wants to go through a takeover process, there are loans to complete that procedure with detailed requirements on high interest rate.
If you wanna be a seller on Ebay then investment is necessary as you know. if your income is fixed then my opinion for you is to get payday loan from some good lender, if you know that how to business with Ebay and familiar with rules undergo by Ebay. Payday loan suits you because they are easily available online with 12 to 24 months duration and also with less interest rate.