mileskihol790:

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mileskihol790

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Graduating is a happy time-and then you realize you have to work the next 20 years to pay for your debt. There can only be so many scholarships available, and for the rest of the 'normal' population there is just no avoiding student loans. The best thing to do is to quantify before entering into this serious commitment: is it worth it?

First thing to consider, what school are you planning to go to? Is it a big name that has the specialties and programs that you're looking for? Are you willing to pay more for name recognition? Dartmouth, Yale or the University of Columbia may bring better opportunities for your prospective field. Holding a degree from one of these universities certainly carries more weight than somebody who holds one from community college. Earning a degree from a good school may get you better opportunities, if you can afford it.

It is well worth considering the prospects of your field also. Of course most careers require a degree, but consider this - do you need to do graduate work, medical/law school? These entail yet more loans to complete. Then you may consider options with lower costs, like state schools. These careers may well be worth it in the end-for example many professionals easily earn $100,000 a year, and are relatively have an easier time paying their loans and more. All of these factors have to be considered, and in the end it is you, the student making this decision.

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