I am 56 years old and have written a book that is a guide for the entrepreneur who has to start over. It does not matter where you where, you must read Start From Where You Are. The idea that you are upside down in your home and have kids who can't find a job. My book and my lectures are for you. Simple to understand examples of how you can start a business regardless of your resources.
On line or in book form you will be able to follow my dollar sign sandwich philosophy which will get you started followed by the 1-2-3s of short term goals. I hope that you like it it works but it it always up to you.
--- Entrepreneurial Coach, Ken Esrig http://www.mistproductions.net