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Bailout money for small businesses?

    • 107 posts
    August 28, 2012 8:30 AM EDT

    Unsuccessful small business should be left to hang and dry. Stop wasting resources.

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    • 15 posts
    August 6, 2012 10:39 AM EDT

    This is a really cool and relevant thread. I'm glad to see that small business are able to get 'bailouts' as well. Perhaps on a level playing field (ish) our system could more closely mirror 'capitalism' much more than it has previously. 

    • 32 posts
    March 18, 2009 12:15 PM EDT

    The govt. was simply going to make sure and track small business lending. You still have to go through the normal channels such as a bank to get the loan but the govt. want them to lend more easily to small businesses

    • 14 posts
    March 18, 2009 6:49 AM EDT
    I read an article last week on Yahoo that said Obama was making funds available for small businesses.  Does anyone know how to obtain these funds?  Are they in the form of grants or loans?
    • 1 posts
    October 7, 2012 1:54 PM EDT

    success of a start-up is the willingness and effort to evolve and survive a variety of obstacles that hinder

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    • 927 posts
    March 18, 2009 7:39 AM EDT
    I`m not sure what you read - but the "recovery" act includes funds for the SBA and here is what their site says:
    The bill provides $730 million to SBA and makes changes to the agency’s lending and investment programs so that 
    they can reach more small businesses that need help. The funding includes:  

    • $375 million for temporarily eliminating fees on SBA-backed loans and raising SBA`s guarantee percentage on some loans to 90 percent.  The elimination of fees, announced on March 16, will remain in effect until the end of the calendar year or until the funding is exhausted.  The elimination of fees is retroactive to the day the Recovery Act was signed into law.
    • $255 million for a new loan program to help small businesses meet existing debt payments 
    • $30 million for expanding SBA’s Microloan program, enough to finance up to $50 million in new lending and $24 million in technical assistance grants to microlenders
    • $20 million for technology systems to streamline SBA’s lending and oversight processes
    • $15 million for expanding SBA’s Surety Bond Guarantee program
    • $25 million for staffing up to meet demands for new programs
    • $10 million for the Office of Inspector General
    If you call the SBA (local, regional, national) offices, you will be hard pressed to find anyone who can provide concrete information beyond , we are working out the details now.
    The key point in all this - is that loans will still be done through banks and other "approved" lending sources.

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    • 1 posts
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    • 8 posts
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