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Gaining Finance Tips

    • 107 posts
    August 28, 2012 8:33 AM EDT

    Financial knowledge is crucial for people who wish to succeed.

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    Seo Consultant | Rattan | Microsoft Dynamics Nav | Autism Singapore | Industrial For Rent | Business Park | Gallbladder Surgery Singapore

    • 12 posts
    December 16, 2012 7:19 PM EST

     

    Five simple things you can do to increase your chances of gaining finance.

     

     

    Demonstrate that your business generates steady cash flow.
    Cash flow is crucial in any business as it helps demonstrate your business’ health and future potential to investors. By showing financers that you have adequate cash coming in every month you are proving that you have plenty of money to pay creditors, employees and others, on time. Be prepared to show investors financial statements, tax returns and bank statements to help prove your business is a good investment. Also be prepared to answer any questions regarding fluctuations in your cashflow e.g. loss of an important customer (have an explanation planned in advance).

     

     

    Maintain a manageable debt load.
    Debt load is the calculated total of debt that is carried on your balance sheet. Show investors that you can not only handle your current debt load but also any additional debt repayments your proposed financing will cause. Always let an investor know why this additional debt is vital for your business.

     

     

    Sustain a positive payment history.
    A vital factor for obtaining finance is your payment history. A financer will often need to look at previous records of paying down debt and on time. Be careful because an investor may be able to gain a third party credit report on your business such as the Dun and Bradsheet report. If this is the case check to see whether the report is accurate as the report may not include your significant trade partners and other lenders who are able to confirm your payment history.

     

     

    Prove business judgement.
    Investors will want to be sure that you can cope with any challenges that come your way. Provide a business plan that highlights how you expect your business to perform if you don’t get finance and how it will perform if you do. It may also be of value to show your potential lenders any contingency plans you have in place just incase the unexpected occurs.

     

     

    Shop around for financing.
    Negotiation is vital when it comes down to gaining finance. In most cases an investor would prefer an entrepreneur to negotiate rather than just accepting the deal on the table as it shows tenacity. Also make sure you compare rates, lease terms, fees etc to ensure you are getting the best deal for your business with an established finance provider.

     

     

    It’s also vital you prove to an investor that you have researched your industry and have a strong market knowledge. Conduct both primary and secondary market research on your competitors, customers and the overall market structure. If you need assistance carrying out primary market research on your sample group (customers) the experts at Marketest can help. 

     


    -------------------------
    Marketest can help you carry out essential primary market research at affordable prices http://www.marketest.co.uk/ Win £1000 or £500 Tailored Market Research http://www.marketest.co.uk/business-start-ups-competition
     
     

     I am very impressed on your post and after reading your post , i have get loan easily . For gaining finance, positive history and debt load are very important terms.

    • 50 posts
    September 21, 2012 10:43 PM EDT

    Thanks for sharing this article about getting finance, I found this post really helpful as well as informative. Keep sharing more such articles.

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    Invoice Factoring

    • 2 posts
    May 3, 2012 6:48 PM EDT

    Thanks for the tips. In today’s difficult economic environment, it can help save and earn money.

    • 3 posts
    August 3, 2012 4:20 PM EDT

    Wow, amazing. I veru like it.

     

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    Disukai.Com || Gokilsite

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    Disukai.Com || Gokilsite

    • 2 posts
    March 28, 2012 5:09 AM EDT

    Five simple things you can do to increase your chances of gaining finance.

     

     

    Demonstrate that your business generates steady cash flow.
    Cash flow is crucial in any business as it helps demonstrate your business’ health and future potential to investors. By showing financers that you have adequate cash coming in every month you are proving that you have plenty of money to pay creditors, employees and others, on time. Be prepared to show investors financial statements, tax returns and bank statements to help prove your business is a good investment. Also be prepared to answer any questions regarding fluctuations in your cashflow e.g. loss of an important customer (have an explanation planned in advance).

     

     

    Maintain a manageable debt load.
    Debt load is the calculated total of debt that is carried on your balance sheet. Show investors that you can not only handle your current debt load but also any additional debt repayments your proposed financing will cause. Always let an investor know why this additional debt is vital for your business.

     

     

    Sustain a positive payment history.
    A vital factor for obtaining finance is your payment history. A financer will often need to look at previous records of paying down debt and on time. Be careful because an investor may be able to gain a third party credit report on your business such as the Dun and Bradsheet report. If this is the case check to see whether the report is accurate as the report may not include your significant trade partners and other lenders who are able to confirm your payment history.

     

     

    Prove business judgement.
    Investors will want to be sure that you can cope with any challenges that come your way. Provide a business plan that highlights how you expect your business to perform if you don’t get finance and how it will perform if you do. It may also be of value to show your potential lenders any contingency plans you have in place just incase the unexpected occurs.

     

     

    Shop around for financing.
    Negotiation is vital when it comes down to gaining finance. In most cases an investor would prefer an entrepreneur to negotiate rather than just accepting the deal on the table as it shows tenacity. Also make sure you compare rates, lease terms, fees etc to ensure you are getting the best deal for your business with an established finance provider.

     

     

    It’s also vital you prove to an investor that you have researched your industry and have a strong market knowledge. Conduct both primary and secondary market research on your competitors, customers and the overall market structure. If you need assistance carrying out primary market research on your sample group (customers) the experts at Marketest can help. 

     

    ---
    Marketest can help you carry out essential primary market research at affordable prices http://www.marketest.co.uk/ Win £1000 or £500 Tailored Market Research http://www.marketest.co.uk/business-start-ups-competition

    • 2 posts
    December 18, 2012 9:17 PM EST

     

    Hi It's really good tips for financial person.

     

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    Asset Based Lending

    • 9 posts
    March 28, 2012 6:37 PM EDT

    Financial planning is a people-oriented business, and one of the most effective ways to grow your business is by learning how to listen to your customers. The sales process does not end when you get a customer signed to a financial planning agreement.

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    Factoring Service

    • 9 posts
    April 16, 2012 9:10 PM EDT

    These things need to be note down in the business world, because cash money is so important for the growing trade.

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    Criminal Solicitors

    • 55 posts
    April 24, 2012 9:09 PM EDT

    That's been some really great information and topic to be discussed on, the information is really useful in gaining finance. Its always good to learn and then execute your plans which would be a great help to your business.  Forex Options

    • 7 posts
    September 11, 2012 11:40 AM EDT

    If you can generate profit online and/or offline, you can do it with any product people need. As long as you know the current trends, the only thing you need is a great marketing approach and effective sales strategies. Business is all about constant cash flow and respecting your customers as well as your business partners.

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    Best business advice - Entrepreneurs' Advice Bureau

    • 14 posts
    September 10, 2012 8:02 PM EDT

    Online selling is that the art and science of selling merchandise and/or services over digital networks, like the web and mobile phone networks.

    Organo Gold

    • 11 posts
    April 26, 2012 5:55 PM EDT
    • 8 posts
    December 17, 2012 1:12 AM EST

     

     

    Five simple things you can do to increase your chances of gaining finance.

     

     

    Demonstrate that your business generates steady cash flow.
    Cash flow is crucial in any business as it helps demonstrate your business’ health and future potential to investors. By showing financers that you have adequate cash coming in every month you are proving that you have plenty of money to pay creditors, employees and others, on time. Be prepared to show investors financial statements, tax returns and bank statements to help prove your business is a good investment. Also be prepared to answer any questions regarding fluctuations in your cashflow e.g. loss of an important customer (have an explanation planned in advance).

     

     

    Maintain a manageable debt load.
    Debt load is the calculated total of debt that is carried on your balance sheet. Show investors that you can not only handle your current debt load but also any additional debt repayments your proposed financing will cause. Always let an investor know why this additional debt is vital for your business.

     

     

    Sustain a positive payment history.
    A vital factor for obtaining finance is your payment history. A financer will often need to look at previous records of paying down debt and on time. Be careful because an investor may be able to gain a third party credit report on your business such as the Dun and Bradsheet report. If this is the case check to see whether the report is accurate as the report may not include your significant trade partners and other lenders who are able to confirm your payment history.

     

     

    Prove business judgement.
    Investors will want to be sure that you can cope with any challenges that come your way. Provide a business plan that highlights how you expect your business to perform if you don’t get finance and how it will perform if you do. It may also be of value to show your potential lenders any contingency plans you have in place just incase the unexpected occurs.

     

     

    Shop around for financing.
    Negotiation is vital when it comes down to gaining finance. In most cases an investor would prefer an entrepreneur to negotiate rather than just accepting the deal on the table as it shows tenacity. Also make sure you compare rates, lease terms, fees etc to ensure you are getting the best deal for your business with an established finance provider.

     

     

    It’s also vital you prove to an investor that you have researched your industry and have a strong market knowledge. Conduct both primary and secondary market research on your competitors, customers and the overall market structure. If you need assistance carrying out primary market research on your sample group (customers) the experts at Marketest can help. 

     


    -------------------------
    Marketest can help you carry out essential primary market research at affordable prices http://www.marketest.co.uk/ Win £1000 or £500 Tailored Market Research http://www.marketest.co.uk/business-start-ups-competition
     
     

     I am very impressed on your post and after reading your post , i have get loan easily . For gaining finance, positive history and debt load are very important terms.


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    Penny Stocks | What is Penny Stocks | Penny Stocks Website | Penny Stock Newsletter

     Very effective article Post for gaining Finance.

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    IRS cost segregation Companies Analysis & Services | EPAct IRS IRC Section 179D Tax Deductions | Research and Development (R&D ) Tax Credits

    • 10 posts
    April 3, 2012 9:09 PM EDT

    Instead of relying on others for advice, take charge and read a few basic books on personal finance. Once you're armed with personal finance knowledge, don't let anyone catch you off guard - whether it's a significant other that slowly siphons your bank account or friends who want you to go out and blow tons of money with them every weekend.

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    Thanks
    Ricky Mik
    All about Home Mortgage

    • 36 posts
    April 26, 2012 9:05 AM EDT

    Most people underestimate the time it will take to be profitable.

     

    It helps if you have a mentor or business associate to keep you accountable and focused. 

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    Creative Funding for Startups & Biz Expansions

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    • 59 posts
    December 27, 2012 7:39 PM EST

    Getting financed to attain stability in the business is very important for every person owning it. Such suggestions give a good elaboration about how to become perfect and take steps accordingly to make a way to success before moving forward.

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