January 18, 2008 1:57 PM EST
I think that you`re stuck. You didn`t say how much money is at stake here, but this is NOT a business card. You used your credit and your name, address, etc. to open the account, so you do owe the money to Amex. And they will get it from you, not the company. It doesn`t matter to them what the card was used for, it was your card and you will pay.
Your claim is against the company. Again, if it is below $10K then you would be lucky to break even hiring a criminal lawyer to sue the company for fraud. You might have better luck in small claims court where the maximum award is usually around $5,000 (depends on the state).
However, I sense something that wasn`t said. You probably have nothing, not even a memo from the company that ties their purchases to them. In court they will likely claim that it was a personal contribution to the company (I.E. a "gift") and does not need to be repaid.
Maybe you can ask the company IN WRITING that they either give you the cash to pay the Amex bill or to give you all items and equipment purchased on your card. You want their response IN WRITING.
Next, call Amex and try to work out a payment plan.
I hope that you are just young and inexperienced rather than older and really stupid. What have you learned here?
MannMade Digital Video