What is your business? As DeeBee1 mentioned there are several ways to get business financing but the only way we can determine what is suitable for you if we know more about the business you are going to get into. For example, i want to open up my own restaurant. The kind of capital i would need is really big since restaurant equipments are quite expensive. In this case, i will consider leasing the equipment to free up my cash from being tied down to a depreciating equipment and at the same time i can acquire the latest model/equipment i want plus there is a big tax advantage when you choose to lease.