Hi everybody, first time poster. :) I am starting an online gourmet food store with my sister. We are almost ready to open, and are working on final business. We already have a dilemma!
We have been told conflicting information from two merchant accounts and we don`t know who to listen to. For those of you that take online credit cards, how does your merchant account process these purchases - qualified, or midqualified?
We have one merchant that tells us up front that most of our purchases will be mid qualified. We have another that says no, most of them will be qualified and that the only way they will be mid qualified is if they type their address incorrectly for AVS.
We had advice from another business owner that says that all online purchases are only mid qualified because it isn`t a face to face transaction.
Does anybody else have experience with this? We don`t know who to believe!
Thanks so much!