I think the word is grant. Loan is a debt that you already can`t pay. Grants are financial support gifts, that are given to boost organizations through a time of transition and are given as a belief that this support will benefit a greater good. Not a handout to a failing business, but support for something they agree with and believe in. Don`t let false pride prevent you from your purpose. Help is there just be able to receive it, receive it, receive it! Repay the loan/grant with your good deeds by continuing your work of helping the people who truly need it. Your help to these people, is going to provide for a healthier community, you know the price of healthcare, think of yourself as affordible community-care. From the drop of water comes greater rings of hope. It is time for you to see your business differently, with community eyes, think big, believe in the vision.- kidz
I finally got to see your web site. You mention donations and your web site is a (dot) org - so my first question is - How is the company structured?
Also, I see you have been in business since 2003, so with some decent performance history, a loan might be possible. So my next questions:
How much are you seeking and for how long?
Have you talked with your bank? If so , what did they say?
If you aren`t comfortable posting the answers in the open forum, you can send a private message