Forums: Discussions for entrepreneurs and small business.

I use King Cart Services and ECHO-inc to process my payments.  Through King Cart I can allow customers to choose whether to use my credit card processor (ECHO) or PayPal.  It`s really easy and so far has worked very well for my company.

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____________ Lavender Wind Farm www.lavenderwind.com

I use Nova  for my processing, I get a better deal for being a Costco member. http://www.novainfo.com/    http://www.novainfo.com/costco/index.asp .  I do not use a gateway or realtime processing. I use a secure order form to collect the order and payment information and then I process the cards myself with a program on my computer. The process saves me a lot of money.  I have never had a problem with the company and the support has been excellent.

Rate is variable item in the equation,but just because you have a low rate does not equate to saving money if you are not properly set up.You must understand whoare your customers and what type of cards they use (ie) Corp,Purchasing,Govt,Consumer etc.from there you can start to discuss rates.Most reps in processing industry are uneducated on their own product,as it shows in most of the statements i see,example last statement i reviewed a florist shop and saved the company $750 a month because they were not set up properly and the owner said she just a rate review by her rep and got it lowered.Yes she sure did for consumer cards but most of her business came from Corporate cards which have a different rate which by the way her rep did not know.Anyways if you have a question i would be more than happy to answer and help any forum member navigate my industry,because I make it my business to help my clients get the best solution and save money in the process.

Tom

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Contact me for your Credit Card Processing needs.

I have used Authorize.net through Truthinprocessing.com without any problems.  It was easy to set up with my Yahoo! store and the customer service was great. 

I heard that Google has a merchant account cart.  You might want to research it.  Google doesn`t integrate at all with Yahoo! store.

Hope this helps

Marie-Elsie Ade

http://www.thenaturalhealingplace.com

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Marie-Elsie Ade
The Natural Healing Place
www.thenaturalhealingplace.com