Hi, mannyR!
To tell You straight away, I cannot provide You money, but can perhaps analyse your situation and see if You can fit into my financing system that would provide money for You and others like You.
One requirement would be that this new Restaurant can pay money invested in it from profit earned in one year or sooner, while puting aside later 1/4 of profit and giving 1/4 of profit to Fund that would finance it to last cent. Obligation of giving 1/4 of profit would last 10 years, as well as compulsory saving of money as Fund Member.
This is idea I have that could be sold to big investor, or group of people have to be gathered who have same problem of having some money but not enough to do it.
If say 10 people in similar stiuation could be put together, and if everyone have on average at least 20% of needed amount, then if they all become Members of such Fund, their problems would be solved by order of profitability of their projects, most profitable ones financed first, because those would pay themself back fastest.
So if first year two projects out of 10 would be funded and they pay back themself in same year beside giving 25% of profit as interest to all members of Fund, where 20% would be for Members and 5% would be for functioning of fund and monetary expenses, then next year 3 can be funded, so in just two years half of projects would be funded. But since Fund can continue collecting new members, or just people interested in 20% per year interes in their money, perhaps next year 5 projects can be funded (maybe even without new Fund members).
So, in just three years all projects would be funded and previously funded projects would continue to bring 20% of money initially invested to Fund Members.
After this fund can start financing projects for business off any kind, without even need for monetary participation from people whose projects are financed, untill they receive it all for free, in return to giving 25% into fund and refunding their business from profit earned, and compulsory investment of other 25% as Members of the Fund.
After 10 years obligations to pay 25% to Funsdis over, just as compulsory savings of money, which can continue on voluntary basis, since Fund would continue to pay 20% on originally deposited money and would keep multiplying money up to 675 times in 10 years.
That is average profit of 6750% per year! WHAT BUSINESS CAN DO THIS??????
Members would be able to withdraw all their money in case of emergency, but not in first 36 months and total withdrawal no more offten than each 6 years, except in emergency.
Then also, different system can be used where money is consolidated each three years into one sum of deposit, and then 20% per year would be paid on this sum for next three years and so on.
This would turn Fund into ideal retirement fund, as anybody would be able to retire oneself as soon as guaranteed 20% would reach sum big enough for normal living, and then this amount would be at least tripled in next three years and so on.
People would be able to reinvest part or all this >>spendable<< interes on their deposit, of course, and then receive 20% on this also.......
Since Fund would work with money ONLY, and would not have >>shares<< nor anything like tis, it could not be sold nor can any member change its policies or influence work of Business experts that are suposed to be running it , for their salary and participation in 3 out of 5% that would be paid from profit made by all objects/busineses started.
Of course that any business owner who received his business from Fund and is paying 25% from profit to Fund regularily would have right to ask for enlarging of his/her business, regardless if this is opening of another restaurant, shop, factory or instalation.
This all would be creating employment for people and with their participation in profit they would have money to pay bills and buy products or services of others, so since effect is cumulative, everybody would be helped.
This would be also indirectly best savings account or Retirement Fund, so people would need less credits and credit interest would fall while savings interest would have to rise else Banks woulds lose all clients.........
There are many other hidden benefits, as this Fund can build Wind and Solar Power Stations which would then produce cheap electricity, and earn 400% profit even if market price fell in half. From saved expenses for electricity factories would be able to lower price of their products and still make bigger profit........
And so on, and so forth........
With more sales, more VAT would be collected by State treasury, so there would be more money for education, public health, science and so on......
So, this is way out for You and many others in same position, if You agree with me.
Maybe you ask what I would have from this?
My pay for setting up and running this Fund in the beginning as Purser and Business Analyst and Advisor (for a salary, of course) untill team of Business Experts would not be formed to run the Fund, would be 1% out of 5% that remain for Fund functioning, and 1% would go for insurance of all ongoing investments.
Therefore, Fund must be up and running else I would not earn anything, and after this process is self sustained.
So, what do You think?
Would Your new restaurant be profitable enough to pay itself back in one year from 3/4 of pure profit earned?
In case there would not be busineses in initiall group that could pay itself back in required time, I have plenty that could, and faster than this, in just 4 months. So Members of initiall group can each get one such profitable business in ownership/management (where You can hire manager as well) and be able to use 30% of profit such instalations or factories would earn, and then from this money finance less profitable busineses easily. Remaining 20% is participatin in profit by employees, but also as savings in Fund, which would ultimatively bring them more money while bringing employment to others.........
Understand?
I have it defined to details, just I also lack capital to start, and initiall capital is 200 thousand Euro, if factory for processing agricultural waste is to be built, which can pay itself 3 times each year.......
So, what do You think, can we do it together?
Fund would in time become International, so people from richer countries, when their Fund run out of projects to finance, would be able to invest money in some other country, thus bringing prosperity there while still earning money for Fund Members whose money was invested........
If you agree, contact me by PM.
Regards from Croatia, homeland of great inventor, Engineer Nikola Tesla!
Marijan Pollak
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