You don`t need advice on starting from scratch again, you been there done that.You need to re-visit getting your product to the end user.Does anyone use your product?Does it cost you any money if they do? If the answers are no and no you need to let some one use it for free and if it is as good as you think, your new journey will begin.If the answers are yes and yes or a combination of the two it`s a different story.If there is a will there is a way.Go get em !
You might also want to see about setting up your business credit. Go to htttp://www.creditboards.com and look at the forum on building business credit. It will prove invaluable. It sounds to me like all is not lost. If your product is still unique, and you had people that used and liked it, you still have a viable product. Marketing will be your next goal. Good luck.
I am always amazed to hear people say they lost everything after a major set back. Truth is, you have more than what you started with. You have your spirit, ideas and a marketable product. These will stay with you to the grave. Credit on the other hand, fluctuates with the season. Six years ago, my credit rating took a major hit. Now I have an A-1 credit rating with a credit score well in the 700’s. So push forward and upward.