I am a 30 year old mom of 2, husband disabled, who is tired of living paycheck to paycheck. My husband and I are wanting to open a Coffee house in our area of East Tennessee. We have researched the market in our area, and ,with the rate of competition, and having previous deli experience, a new coffee house would be highly profitable. We have narrowed down our target audience (adult college students, Yound couples, parents, etc), have a pre-exisiting customer base, and have even found a completely furnished shop in a well-foot traveled area. Our problem is we both have bad credit (from previous helath related issues and a long stint of unemployment), and so cannot obtain a loan from SBA or the bank. We are currently working on our credit score, and repairing it ,however, we would like to start this venture within the next 3-6 months. We are needing, $70000.00 at most. We look to be able to break even within 3 months of opening, and start making a profit within 6 months of opening. I have extensive deli, office, and customer service experience, and my husband has extensive restaurant and customer service experience. Any help would be appreciated.