I certainly appreciate your points! Valid concerns indeed.
However, we do have stats from various Governmental resources that indicate values much different than what you are expressing. Not only are we seriously considering these numbers, but we are working from direct experience with retirees that are too numerous to mention here.
Kristine Castillo, RN, has been a MediCare case manager for hospitals in various states over the years. One of the problems we are addressing in the community are Durable Medical Equipment (DME) requirements as it relates to MediCare. She and several others on our team in that field have experienced some of these issues first hand.
As an example, when an individual is discharged from a hospital requiring DME, if that person owns a home, they are typically dis-qualified from receiving MediCare paid equipment. Imagine, having hip replacement surgery and needing a walker or powered wheel chair for some time. Only to find out MediCare and/or their insurance will not cover it.
We are talking about DME that can range from $1,500 up to $12,000 in some cases!
When a person does recieve needed equipment, MediCare has a replacement schedule for that DME. Because the DME was paid for by MediCare, which has no reclaimation process in place, these recipients cannot simply sell that equipment legally.
On the other side of the fence, a person desperately needing the equipment usually has no place to turn other than financial loans from family, friends, home equity...etc.
One of the Charity services we are building is a match-making service that will allow a person to donate the equipment to someone in need for only the cost of shipping.
What I mean to say is this, we do consider the points you have brought up, but due to experience researching and speaking with hundreds of retirees in various settings, those that are internet savvy have expressed one common theme:
The lack of a comprehensive resource addressing all of their interests.
Typically, they are bounced around from site to site in search of the answers they are seeking. This creates confusion on their behalf making them less than likely to continue their quest out of frustration.
Once our site is complete, we are planning on exposing this resource on nationally syndicated forums such as Opra Winfrey`s show "Opra`s Angels"...etc.
We have numerous hospital parent organizations willing to feature us on their site for not only DME, but Retirement/Convalescent homes directories.
Again, we are attempting to address the huge breadth of Retiree interests and your idea of breaking up the resources into multiple sites (more narrowly focused) certainly has credence of which we are now considering.
Your idea is one of the reasons we are here. We realize that we simply cannot think of all the aspects of our Vision within ourselves and are looking for not only start-up capital, but brain capital as well. And for that, I sincerely thank you!
If you know of anyone in this demographic that does have internet access, ask them what their biggest frustration is on the internet in terms of search...it might surprise you!
Joseph J. Baranauskas