Francisco, you seem to be rather steadfast and enthusiastic about the prospects of your new venture. Unfortunately, your chances of securing your capital requirements of $90,000 at this point are pretty low. First of all, it’s a lot of money if you’re looking into debt financing, especially when you lack collateral to secure the loan. If you look into equity financing, the amount is marginal and hardly worth jumping through all the hoops that the process entails.
Is your dad a member of your management team/shareholder in your company? There can be no doubt that at only 19 years of age, you lack the experience and core competencies that investors require if they seriously consider trusting you with their money. Let’s keep in mind that most of them won’t invest in ideas or business plans; they invest in management team. Since you can’t change your age or background, you will need to build up seniority in your team. Your dad would be a great starting point.
If you’re comfortable with that, I’d like to review your business plan to see if I can give you any other pointers (since your website has yet to go live). If you’re interested, please send me a PM.
I hope this helps and good luck with turning your vision into a successful venture.
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