Craig: The Answer!
I am a simple man, so simple that all answers reveal themselves to me. And I keep this "special" mind free from the entanglements of trying to unravel the Gordian Knots we create to test ourselves again and again. In fact, I am so simple, that all is but a tidy little bow...pull this end...pull this end - it beckons to this simple (yet powerful) mind. This is not a gift that I take for granted, nor use with whimsical abandon. So please, oh please! behold this... behold!
Wait! I have to answer the phone..........
Craig, really and truly, I don`t listen to none of the mainstream media crap. The ATL is booming. Unemployment is still low. You don`t hear Wal-Mart crying in their beer. There is just insane amounts of money out there. Find a niche and fill still holds true. This is AMERICA. We do the impossible. We make things happen. I believe the majority of AMERICA gets up every day, makes it happen, and gets up the next day and does it all over again. Yes, we have way too much debt in this country. We don`t save enough. But genius? We have lots of that. Individuals, the majority, need to take control of their lives. Small business people make it happen in the USA. Always have and always will. The "slackers" may look around one day and find no one is there to catch them any longer.
But in trouble? No, not by a long shot. Market drop? A bleep on the radar. It is truly a global economy now and if you don`t understand this, you best get out of the way.
Every year Feb. and March tend to be slower in retail. Maybe just for the simple fact, we have to pay taxes. Every year the banks lend way too much money to people, simply because they had good credit at the time. What happens to them after that, can be another story. But, I agree. This is America, we will prosper, and go on.
Everything makes adjustments - we learn from our mistakes. The mortage lenders were foolish to make loans such as the 103`s. Now, things are adjusting. Yes, there will be casualties. But life goes on.
Slow times are not the time to start marketing and planning - the good times are. I see it way too often - lack of preparation and the worrying starts when the slow times hit. Heed the Scout Motto - Be Prepared at all times.
Being someone who is directly impacted by the housing market, I have recently felt the "pinch". Matter of fact within the past few weeks I have lost three buyer clients due to their pending job losses. My heart goes out to them as they restructure for their families employment & financial recovery. Although these circumstances are temporarily discouraging, the reality is the housing market is NOT in a state of doom and gloom. In my area, Southeastern Michigan, there are more homes available on the market which is terrific when your looking to purchase--more options! Plus despite any increase in mortgage interest rates over the past twelve months the rates are still good.
Some of the reasons the housing market has been in the media`s eye is because it is an economic indicator. Research reports which are available to Realtors through the National Association of Realtors have shown that when a home is purchased there is a 12-18 month buying cycle which boosts local retail. This reciprocal buying pattern imerges as the new owners redecorate, furnish and transform a housing structure into their home.
Bottom line, houses are still selling and buyers are still buying! If a home is in good condition, doesn`t smell, and is priced right it will SELL.