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moucon

posts: 2

May 18, 2010 9:05 PM ET    Quote  Report Abuse
Points: 0   Vote

Do you people really believe you can get $90,000 with no FICO in today's business environment?   Tell you what ,  send me a check for $1500 and I'll have that card to  you in the mail right pronto.  Just ask for Jim... er, no.. Eric...er I mean Adam.....

PS - nobody can do an IP trace on you and get any closer than your ISP.

-MOo



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abhinavasija

posts: 2

May 21, 2010 8:38 PM ET    Quote  Report Abuse
Points: 0   Vote

Interesting post..



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Jul 10, 2010 4:00 PM ET    Quote  Report Abuse
Points: 1   Vote

 

 

Everything that everybody is saying here is the truth about Eric Baum. He makes a lot of promises and quotes Scriptures from the Bible, but this man is no Christian. He is a con-artist!   

He hides under a cloak of spirituality, but he is a wolf in sheep's clothing - a son of Satan.  I've been severely burned by Christians for several years, and it happened again. I quit going to church because of aholes like Eric.  

There were countless times where he said he was praying for me to get a financial blessing, but the only person who got the financial blessing was Eric.  

I called his church several times pleading for help, and they turned their face away from me. They said they would tell Eric to call me, but they didn't want to get any further involved.  I never heard from him. So either they didn't speak to him, or they did and Eric refused to respond. He doesn't respond to my emails at all.  If he cared about doing the right thing, he would make every effort to contact me. I wouldn't be surprised if the people at his church are involved in this money laundering scheme  

Eric is on the worship team at his church, so that puts him in leadership position.  When a leader in a church is sinning, the people over him are supposed to rebuke him and do everything they can to intervene and make things right. I did not see any of this from this church.  They just could care less that Eric ripped me (and others) off. They simply will NOT follow Scripture and do what the Bible says to do! 

I'm too old for this crap! I have been homeless since February 14, 2008 because my good for nothing piece of crap "Christian" landlords decided they're 29 year-old wussy mama's boy son needed a place to live more than I do. They gave me an eviciton notice just before Christmas and kicked me out on the street on Valentines Day.  They did alot worse than what I'm saying.   

Out of desperation to get a place to live, I looked to Eric for help.  All he did was prey on me like a vulture on roadkill and use my desperation to take advantage of me and put more money in his own bank account. i gave him pretty much all I the money I had. He screwed me over big time for his own selfish gain, and I'm sure he is enjoying every minute of spending MY money on himself.  

I could have bought a house by now clear and free with all the money people have stolen from me in the last few years.  This Eric is a very SICK person to steal money from HOMELESS people and not even try to pay them back! He won't even respond to my emails.  This is a cold-hearted, calloused sociopath who needs to be locked up.  He is a danger to society.    

He gets a sick pleasure out of hurting people then deflects the problem back onto his victim making them the problem - i.e. that they not being positive enough, or that they shouldn't be upset about him abusing people and ripping them off. He makes other people the problem when he is the problem to begin with.  

Eric is FULL of excuses and constantly dodges the issues when he is confronted with the truth. He will evade and avoid your questions by saying you don't know what you're talking about; that you are reading old posts; no company has a spotless record; that you're bitter and you're not supposed to judge him (contrary to what sound Biblical doctrine teaches). He'll say he can't share information with you because it's 'confidential', but he's glad to provide 'proof' that someone received a credit card; so he contradicts himself.  

Eric will use responses that sound plausible and acceptable, but are nothing but a bunch of BS and are designed to shut you up and accept what he is saying as the truth. It's all psychological manipulation, and he's a pro at it.    

How dare he tell me he is praying for me to get a financial blessing and quote Bible Scriptures at me, then shut his website down, run off with my money, and start a new website and continue to take other people's money with the same intentions - not giving them what they paid for!  And he is getting a good laugh out of it too.  I know he is, you heartless BASTARD! I hope you burn in Hell!!! The world would be a better place without selfish, thoughtless inconsiderate cold-hearted people like you in it! Why don't you just kill yourself!!!!

 

Eric has a new website. Same programs as before. http://www.baumallenfinance.com/culoan.html

His other website, www.IneedaMasterCard.com says it's suspended.
I also found another website he didn't have before:  www.NeedChecking.com
 
This is Eric's church - Spirit & Truth Lighthouse
 
I confirmed this is his church by calling them and asking if Eric goes there. The lady I spoke with told me he does, and a guy who I later talked to on the phone also told me the same thing.  So if you want to know how to find Eric, that's where he is on Sundays and sometimes during the week. He plays the guitar.
 
Church schedule is as follows:
 

Sunday
10:00 am
Word of Light Service

Wednesday
7:00 pm
Bible Study

 

Located at:
The Hills Hotel
(Formerly the Holiday Inn)
25205 La Paz Rd
Laguna Hills, California 92653

  

Rev. Lachica - Pastor
D. Lachica - Church Administrator

Phone: (949) 380-0189

webrequest@stlh.org 

 

 

Additionally, Eric has a picture posted on http://gochecking.com where he claims it is himself. I have verified sources who met Eric Baum in person who know this picture is not him.   Eric Baum is a big f'n liar!!!!

 

 

 

 




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unlimited22

posts: 75

Jul 23, 2010 4:33 PM ET    Quote  Report Abuse
Points: 0   Vote

Yes, they are basically Visa/Mastercard debit cards. I tested out AccountNow.com for my niece.

Everyone (USA citizens 18 or older qualifies regardless of credit)

It's FREE if you sign up for Direct Deposit (they also give you a $25 Bonus if you do) BUT it's $4.95 per month if you don't do the direct deposit.

 

You get a VISA or Mastercard debit card inthe mail. Use it like a credit card but with secured funds on your card. It doesn't automatically build your credit (as it's a debit card) unless you sign up for a personal loan. Interest is high but ifyour credit is zapped and you want to rebuild it can be a good choice.

Good Luck.

 

 



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Yipiyogi

posts: 2

Aug 06, 2010 2:36 PM ET    Quote  Report Abuse
Points: 0   Vote

Corporate Credit Concepts is another online scam company.  I paid $1000 and signed up for their service.    They recommend using CSI Credit Card and I was originally approved.  I made the mistake of paying Corporate Credit Concepts with the CSI Credit Card and got a call from CSI telling me that Corporate Credit Concepts was fraudulently referring people to CSI and they were not happy about it.  They proceeded to but a \"fraud\" rating on my file and this was unbelievable.

Don\'t believe the Money-Back Guarantee.  The fine print says you must have over 680 FICO score, complete the entire worthless program, have a DTI under 35%, and must have not have received any tradelines.  I was a philosophy major in college and they call this a logical fallacy or a truism.  How can you have a 680 FICO and 35% DTI and not get approved for just tradeline when they require you to use a personal guarantee?  They did not give me a dime in refund.  I filed a complaint to the Southern Nevada BBB where there are 5 other complaints for \"Deceptive Advertising\" on the Money-Back Issue.  I also filed a complaint with the Washington State Attorney Generals Office.



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WolfRun

posts: 11

Aug 08, 2010 11:33 AM ET    Quote  Report Abuse
Points: 0   Vote

MIKE RAGANS

Has disappeared into the ether along with April Shelby.  Stole a bunch of money from people.  Another scammer on the loose. 

 

Any information on his whereabouts, please respond to this post.

 

WOLFRUN

 

 



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aprilshelby

posts: 30

Sep 24, 2010 6:48 PM ET    Quote  Report Abuse
Points: 0   Vote

Okay Frances, this is REALLY starting to piss me off. I warned you about Mike and Steve, TIME AND TIME AGAIN. Because, I was a nobody and they have been professionally ripping people off for YEARS, you went with it. You are as dumb as your piss ant posts and deserved to lose EVERY cent they stole from you. I believe this makes TWICE they took your money. And you don't even have the common decency to say, April you were right. I should have listened to you. You say that he has dissappeared along with me like we're off in some scammers paradise together. You fucking make me sick. Stop it! You're cracking me the hell up and making me as famous as I ever wanted to be!!! My music is pretty popular but this shit has my phone ringing OFF THE HOOK!!!!! I got family calling me saying damn April I know you wanted to be Google-able but this shit is ridiculous!!!

I TOLD YOU NOT TO TRUST THEM!!!!! Hell you even sent your money DIRECTLY to Steve's account. What more proof do you need? I guess there are two things left to say...

1. I told you the truth and you're reaping the seeds of your disbelief.

2. AND...................................Nyeh nyeh nyeh nyeh nyeh nyeh...heh heh heh heh heh HEH!!!!!!!!!Tongue out You may be a Doctor but, BOY ARE YOU STUPID!!!!!!!!!

Keep Spendin your money Franny, I'm sure they're DYING to take it...LMFAO!!!!



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aprilshelby

posts: 30

Sep 24, 2010 7:27 PM ET    Quote  Report Abuse
Points: 0   Vote

How in the FUCK did you let him get you AGAIN?????? Guess we can't get ANYTHING over on you huh Frances? I pity you...lol



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peechygirl

posts: 1

Oct 19, 2010 11:48 PM ET    Quote  Report Abuse
Points: 0   Vote

This is for mickharold reguarding company called shelfcoprorationsnow.com this company is a scam i got scammed by them when they were formerly called shelf king corps you can google shelf king corps and read all about the scammer kenny williams do not deal with them they are scammer and craig is probably kenny google for your self  i was thinking about dealing with a company so i google about shelf corp company who are on scam list and shelf king corps came up and when i read one bloggers letter he said they were now operating as shelfcorporationsnow.com  be wise be careful!!!!



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Oct 22, 2010 10:55 AM ET    Quote  Report Abuse
Points: 0   Vote

When will you guys learn? Just take a look at April's last few posts and you see the "character" of the types of people you deal with when go to these people and/or web sites looking for funding.

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