SEO and backlinks are separate but imporant and continual tasks.
Backlinks are related to SEO in that you want to use your targeted keywords (when possible) in text based backlinks.
SEO - if you look at the "text-only" cache of your home page: http://22.214.171.124/search?q=cache:http://www.mycreditstrat egy.com/&hl=en&rls=GGLD,GGLD:2004-43,GGLD:en&str ip=1
You`ll see the "text" can can be indexed. NOTE: your menu does not appear (that`s becuase the menu is a graphic and not text. Your site doesn`t employ h1 h2 tags either - which can help SER (search engine results).
You have a few words bolded (strong code) - this is good for SER, BUT the words are: "using", "we", "there", "feel" (the first word of each paragraph on the left of your page. I would suggest not to "bold" those words unless they are your targeted keywords.