RUN, RUN as fast as you can from paypal. Get your money out!!!!
We too had heard the horror stories and I thought, gosh, we`ve been using them for some time now with no problems and WHAM, within a few short months, we were hacked and were lucky to get our $600 plus dollars back, but we did get it back. Of course it tied up our services for several days and that was not fun. We try to transfer money every few days to not let it accumulate but, if we get a run on sales, it accumulates, especially over the weekend when we are not as deligent. That is a little scary, we don`t like it to get up over a few hundred now.
We are now in the process of switching, we have had numerous issues, the last being that we have not been able to transfer to our accounts, for some reason they have a glitch in the system and we have to request checks that take forever, like 10 days to get, so try doing that every so many days, or even once a week, it is a HUGE PAIN!
Try to contact them, I finally got someone that could speak english and thought we were getting somewhere and was told it would be fixed in 3-4 days, several weeks now and nothing has been corrected.. . .UGH tired of talking to them and trying to get to someone that can help, we are SWITCHING!!!!