Yes, the process is something like this, at least from a non-technical
point of view. But it is not necessary to have a shopping cart if you
are selling just a few items. You can just insert simple buttons or
html links (code provided by the payment processors) on your web page.
When your customers click on one of these buttons/links, they are
directed to the payment processor’s secured payment page where they can
submit their credit card info. Shopping carts, however, offer a better
customer experience and manageability if you sell a lot of items online.
Some of the well known merchant account/service providers are:
Cardesrvice Internation, Inc. ( http://cardservice.com
2checkout, Inc ( http://2checkout.com
MoneyBookers ( http://moneybookers.com
) : UK based
ClickBank ( http://clickbank.com
) : Only Digital Products
All the above providers, except CardServices, Inc, offer just the
payment processing service ( not your own Merchant Account). I have
used CardServices, Inc & 2checkout and found them both to be
excellent. You may also check this similar post
to know more.
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