Forums: Discussions for entrepreneurs and small business.

I am planning to put up a new business concerning money lending in a legal way.. anyone can help me on this one....

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You should always start with a business plan - a b-plan will help you walk through all the steps you should take.

Also, research the federal laws (like truth in lending and usery laws) as ell as the laws in your state.  Many money lenders also have to be examined by regulators - I think if the loan amount is over $1,500 or so - that is why most pay-day loans are at or under that amount.

Agree. Most definately start with a business plan and budget and financial forecast. Stay small business focused at the beginning of your plan but make sure you have a big vision and big picture to go towards.

Do your homework and find your target market. Develop a marketing plan to reach that target market. Find someone who will mentor you. Make sure you have your basic financial needs covered for at least the first 6 months (even if you need to take on a part-time job) and then have fun implementing your plan.

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