You have to decide whether you are looking for a safe investment or looking at being self employed in your own business. An investment assuming it is in a bond or savings account is the most secure. A business is the least secure. You have to ask yourself how willing you are to take risks.
If you are used to a weekly paycheck then realize there are times in self employment when you will be living off of your savings because your cash flow will be erratic. As a self employed professional I can remember times when the cash flow did not cover my salary so I had to do without. But...if you are willing to take the risk and go for it the rewards can be wonderful.
You have to remember one thing as you operate your business. You are the owner and will be juggling, bookkeeping, marketing, advertising, sales and human relations. You have to remember you are not just an employee making or selling widgets. You are in charge of everything and have to learn how to use other peoples expertise for your benefit.
Food for thought.
All the best,
Mike Crosa Send Out Cards Distributor
Helping my clients increase their bottom line, one card at a time.