Stay with me - I have never been able to get a really good answer about this and I want to see if anyone here has a good answer.
Scrapbook paper is usually created by a paid designer. Some companies believe that it is a COMPLETE work of art and they will NOT allow scrappers to cut it up and create custom scrapbook pages for others with it. The manufacturer demands that it be sold in it`s entirety - completely untouched - to the consumer at a retail price. They do not allow it to be purchased at wholesale, cut up and used in a project that is then resold to the consumer - even if the copyright info is included on another sheet.
MY take on this is that scrapbook paper is meant to be a COMPONENT of a finished product - like craft paint or beads or yarn. No one buys scrapbook paper and hangs it on the wall like an art print. Can you see the yarn company telling Grandma that she can`t sell her knitted hats? The yarn company assumes that their yarn will be used to make something else. The same with a bead company. Their beads might be beautiful, but they aren`t going to pitch a fit if I buy them from a bead wholesaler and make bracelets to retail on my website. I`m probably going to say, "Blue Moon Beads" in the description so they will get credit for their beads. There is this attitude in the scrapbook industry that you must ask each company if they will allow you to use their products for custom work. I have yet to see a company post their policy publicly. It seems like no one should have to ask - it should be posted. The burden of distributing their policy should be on the vendor - the retailer shouldn`t have to beg for it. Otherwise, I would reasonably assume I could use their products if they don`t tell me otherwise.
So, what constitutes TRUE copyright violation?? If I use a product that`s meant to be a PIECE of a completed product, shouldn`t the manufacturer understand that? Some of these scrapbook manufacturers are really way too uptight about their "art" (aka scrapbook paper) and limit it`s use as often as possible. BTW - we`re not talking about LICENSED patterns like Disney designs. We all understand that that`s a different issue.