Wait! If I want to get a merchant account to start accepting credit cards as a method of payment, these companies are going to pull my credit first before I`m granted a merchant account with teh equipment??
The only merchant company that pulls your credit history is: Authorize.net. and paypal, which just bought Autorize.net. So they are the same company.
As for Card Service International or 1st data. They do not care about your credit situation. They don`t even pull your personal business history. For anyone that is interested, I can provide you with information and a link where you can sign up for free (if you need a merchant account) I will waive the $74.00 set up fee... So you pay nothing up front.
Web Developer / Owner / Consultant
When starting your own business the need to "know-how" is greater than money!