Credit scores are being used for more than establishing a person`s ability to pay off financial responsibilities. Not only will a person with a low credit rating pay more in interest on credit cards and loans (if they can get them), but now days, employers can use credit scores to judge the character of a person applying for a job. Employers assume high credit scores mean that a person is more responsible. People that are equally qualified may be determined who gets the job by their credit scores. Credit scores are also being used to figure auto insurance rates (low scores mean higher rates). And if a person goes to rent an apartment, they may be denied if their credit is bad.
Is it fair to penalize a person for many years for a period of financial diffiuclty?
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