Where can I find out about security paperwork? I was told that bank would like to see other people investing without monthly payments due immediatly. I have no idea how to determine what the stock would be worth and how payback works. Is there a book or better a tape or dvd that would give me some of the basics?
Selling securities to raise capital is not something to do in a "self taught" mode.
However, the best book I know about on the subject is: Financing Your Small Business by James Burk & Richard Lehmann
Here is a link you can use = http://www.bizgrowthmasters.com/books.htm
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