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OK, it`s almost a month since the last post and I hope you have scaled back. The way children spell love is "T.I.M.E." and you want to be alive to give it to them. I am currently struggling with the decision of "how thin can I spread myself and still be true to myself." I applaud you for closing down one of the businesses.
I agree with you that none of us will have Social Security, etc., but I think we should live on less than we make and save the rest (do you really need alot of the things you buy?) instead of working more. I also agree with your plan to get passive income.
Applause to you! 
Jillybeans