Here is my BRUTAL opinion...
I`m just joking 
First....go here and pay the $25 bucks and get yourself a decent logo, he has a very great gallery of previous works here: http://www.gotlogos.com
Next...I`d start over on those headlines -- if you can say "So What" after reading each headline, then that`s an indication your prospects will say the same thing and click off.
"The Average Household in the US Will Have An Insurance Claim Every 2 Years" --- SO WHAT?
"Once Only Available To Corporate Executives And Politicians, Nomoredeductibles.com Is Making This Exclusive Benefit Available To The People Who Really Need It. "
What was once only available to Corporate Executives & Politicians? What "Exclusive Benefit" are you talking about?
Once I get into the body, you go on and on about statistics and never got to the point. I stopped reading before I got to the solution.
Make the copy more "what`s in it for me", instead of quoting numbers and facts. That`s fine, but get my interest first and hook me. If your prospects don`t get past the headline and first paragraph, they`re gone. It`s your job to ensure they read through.
Cartess
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