Forums: Discussions for entrepreneurs and small business.

I am looking to open a restaurant in a year or so.  I am currently a private chef.  I operate out of my house and do not have a business license, insurance, any of that stuff, (shoot me), Henry Ford had a lot less to deal with when he started.  I am looking to sell some products related to my resturant at a local Farmers Market.  They will not be perishavble, or require cooking on site.  Spices, Beef Jerky, Gourmet Food Mixes, things of that sort.  For the Farmers Market I need Insurance, Resale certificate, business liscence etc... I know it is illegal to cook food in my house and sell it to the public.  I am willing to take that risk.  My question is, risk aside, will I be able to get all of the above at my home address, I think I will tell the insurance I am a distributor of gourmet food, not a manufacturer. 

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Strong wood does not grow with ease. The stronger the breeze, the stronger the trees!
J.W. Marriott

Don`t know if you would be able to get insurance coverage for that, but if for some reason you do get insurance as a distributor when in reality you are a manufacturer, I`m willing to bet my bottom dollar that if you ever make a claim it would be denied because the insurance contract was drawn under false premises.

Quick search results for that type of stuff.

Lawyers that specialize on insurance law in your town.

This is one of the reasons why Americans are finding it so hard to start a business. We should support Peter Schiff as he seriously wants to make it easier for Entrepreneurs by removing many of the taxes.

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In my state, you have to have a local business license to sell a "tangible" product.  This includes selling through a farmers market.  And, if you make 66 percent or more of your yearly income from the sale of these items, you have to get a state business license.

To get either license you have to answer a lot of questions.  Your home may also have to be inspected since this is the point of manufacture.

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The older we get, the more excuses we make for not chasing after our dreams. But truth is, goals are attainable at any age.

I think if you doesn't carry license for the business from home, then you cant get the insurance cover.

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Life insurance is possibly the most critical insurance policy you can take out. It forms a part of planning for your family's financial security. Consider the financial effect that losing the major breadwinner in your household would have on your family. 

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I do not adjust what are the consequences of this

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