Your best bet on health insurance is to visit www.ehealthinsurance.com . On that website is where you can get quotes from all of the major health insurance providers. That is basically where you will find the most competitive quotes and from the real insurance companies.
I hope that helps. Also depending on what state you are from there also may be different rules and regulations set up for your state.
Your problem is a common one today. There are a few options, shopping on ehealthinsurance.com being among them. One thing to keep in mind that whatever you find in the market will likely be inferior to the types of medical benefits you have had as an employee. Second the insurance like that at ehealthinsurance.com is medically underwritten, which means you need to be relatively healthy to get it, and certain pre-existing conditions may not be covered.
Here are two other options (and I would shop on ehealthinsurance too), first check with your local chamber of commerce, or see if there is a trade association you can join that might get you access to health insurance. Secondly, as soon as you get a couple of employees you can start to look at `group plans`. This is where you will want to work with an insurance agent that specializes in employer group benefits. You should expect the agent to help you find a plan, fit it to your budget, and help you support it.
Hope this helps! Good luck and if you want any more information just let me know.
Mentioned above was about joining a trade association. Good idea. One to check out is the NFIB - National Federation of Independent Businesses - www.nfib.com - they offer group plans because they have a lot of members. Good organization to belong, too, anyway. Worth looking into. Good resource for small business (no offense, SuN - I like this place, too)
Plus, congress is close to passing a law to make it easier for companies to band together and be able to get group rates like big companies. Keep an eye on this legislation - it is important to small businesses all across America.