I may should be asking this question in the business planning forum, so sorry if this is the wrong place for it.
Soon, very soon, it looks like I will be taking the plunge out of the cubicle and into my own business. As a corporate employee, however, I do have a pretty good health plan that covers me and my family (as many corporate employees do).
1. Can I, while still a corporate employee, let my health insurance company know that I will be leaving and would like to continue using the same plan but will be paying the premiums out of my pocket? Is this even possible?
2. I would get COBRA benefits. Do I have to use COBRA benefits before establishing a new health insurance policy in my own?