Forums: Discussions for entrepreneurs and small business.

My 7-year-old small business is about to graduate from being a home-based business to moving into a small commercial office space and hiring its first employee(s).

For the past several years, my company has had a small group plan with BCBS of FL (basically one enrollee with family coverage, including maternity.)

As the premiums are $1,000+/month, there is NO way that my business can afford to pay for even half of that level of coverage for its first employee(s).

That said, I'd very much like to offer some basic level of coverage: perhaps $200/month toward single only high-deductible HMO or PPO level coverage.

What should I be thinking about to be able to (a) keep my own family's coverage unchanged and (b) accomplish my goal to offer/subsidize a more modest level of health insurance for full-time employees?

You should be thinking about getting an individual plan as it will be 30% less than a group plan. There is a wide array of health insurance options available in your area. When you come to our site http://www.easytoinsureme.com you will be able to view all these options in seconds. Then I personally will send a 4 plan recommendation to your email within 12 hours of you visiting the site. Then we can decide which health insurance plan will work for your company

Just out of curiosity, wonder whether health insurance companies would insure you for drug addiction. In other words if a person happens to be a drug addict and seeks medication at drug rehab centers would the insurance company cover this illness.

Kimberly

My hope would be that companies start looking into medicare supplement insurance for their employees that are over 60 who are still contributing to society.