I worked for them about 10 or 12 years ago. It is a legitimate company and they do follow up with their promises. They do have a financial philosophy that is good and you need to make sure that you agree with their philosophy first. The bottom line is that you really are an insurance salesman and it takes the same amount of work as any other job in that field. I decided a long time ago that I would rather do something that brought me closer to what my dreams were, but if it appeals to you then go for it. I think that they are an honest company. Just another opinion :-).
Thank You for the response. I was looking at some way to get comfortable with being a self-starter. I am not sure this is what I want. I am looking at as many options as possible. I graduate from grad school in a year. I am looking at starting my own business as a personal trainer, but I am not sure that it is a good investment in this area. I have been looking at the types of grants that are available and got a few other ideas. I am curious, what is it that you do now?
I instead became a computer programmer which helped give me a creative outlet. And began taking acting classes on the side which eventualy evolved into the project that I am taking on now. Before I figured out what I was interested in doing I chased the dollar for a while instead of enjoying what I do. My belief has developed over the years into...it is more important to enjoy life now, than to consantly shoot for a goal that acts like the end of the rainbow. I`m not saying that Primerica is the end of the rainbow for everyone, but that, along with a few other things really was for me. I just find far more satisfaction in developing myself into somthing better, rather than trying to make a lot of money. Although I do believe that if you love what you do then the money will follow.
It is set up as a pyramid, but I think that the reason that there are so many temporary licenses is because they recuit people that view this as a way to make money. Not a way to help other people, and make a living for themselves. Then when they realize that they do not enjoy the work, they move on to other things. In a `Normal` insurance company most people know exactly what they are getting themselves into.
The way Primerica works, is to get people involved who do NOT know the industry, so they can feed the bullsh*t in leaps and bounds, and actually start to believe Primerica is good. I was involved in this cult for a few month`s until I sat back and took a good look at what they actually do, and at that time I left, as I did not my reputation to be destroyed by this company. I have seen what they do to people, and how their actions and advise, has financially cripple families. The lady That sucked me in to this cult, was introduced to me by my daughter, and it was this lady who sold the investments to my daughter. After going through the "training", I came to realize wht a crock of bullsh*t this is, and I now have the enjoyable task of rebuilding my daughters investments. This will not be done by any one involved with Primerica.
I went through their training, and passed my provincial exam, only to find out, the requirments form primerica seemed to be changing, so I could not get my Primerica licence. My trainer loved this, as the *itch made a lot of money off me, and left a very sour taste in my mouth along with any ones I introduced to her.
My advice to you, is if any one from Primerica calls you, advise them you wish to be left alone, and if they call again, call the police and report them as a stalker. If you talk to them once, they will not leave you alone, JUST LIKE A STALKER
This is really disappointing.
I was reading a book that, not by name, indicated that Primerica was a good part-time business for people who would like to be financial advisers.
I could use some extra money. Plus, I thought, I`d love to talk to people about investing, insurance, and getting out of debt.
Then, I decided I`d check my buds at StartUp Nation and knew I`d get the true scoop.
Which I appreciate.
Why am I disappointed? Why do they need to do this? If you have great financial products, you don`t have to resort to pyramid schemes. You would have millions of missionaries out there attracting new customers and new agents.
Anyways, thanks for this thread.