It would be easier to advise you if you gave us more information. What type of business are you starting? How much financing do you think you need? Have you written a business plan?
If you don't qualify for a bank loan you might try peer to peer funding. If you go with peer to peer lending you still need to have a decent credit score. You can get a loan with a less than stellar credit score, but the interest rate will be quite high.
Assuming your business is for profit, it is highly unlikely you will qualify for any grants, so don't waste your time chasing down that road.
Probably you will need to bootstrap your start up. That might mean scaling back your business so that you don't require so much capital up front.
Another funding option can be found in my signature below. It is a peer to peer funding option but not loans.
Tell us more about your business.
Sylvia Freelance Business Plan Writer