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Experiances with HR outsourcing (health care specifically)

 
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nGenuity

posts: 69

Dec 01, 2006 6:48 PM ET    Quote  Report Abuse
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I`m look for anybody that can share their experience with a human resource outsourceing firm. It seems that these type of firms (like paychex.com) are one of the only way for a small business or startup to really afford health insurance as part of a larger group plan.

Any experience or recommendations good or bad would be welcomed. One of my only hang ups right now is affordable insurance.
CraigL

posts: 9051

Dec 03, 2006 3:54 AM ET    Quote  Report Abuse
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What would you consider to be affordable health insurance? Dollar amounts, specifically over a particular period.
nGenuity

posts: 69

Dec 03, 2006 12:26 PM ET    Quote  Report Abuse
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I would say that affordable would be in the $350/$500 per month range, for my entire family (wife and kid). Of course wouldn`t we all like it cheaper and of course that is all but variable simply based on the options that are available in the insurance, coverage, deductible, etc (which I`m pretty sure they make really confusing just because they can).
CraigL

posts: 9051

Dec 04, 2006 4:35 PM ET    Quote  Report Abuse
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The reason I asked is because I know Blue Cross Blue Shield began offering plans for self-employed individuals and their families, where they created a virtual "group" of micro business owners. I also know there are some other insurance groups targeting the small business and self-employed market, as it`s such a growing area.

Do you need experience with HR outsourcing, which would mean leasing contract employees for something like X-Ray techs, or are you looking for a way to cover yourself with insurance only?
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