You can look through the people and their businesses and start helping people $25 at a time. The idea is like with any loan, is that the funds are repaid. Where these types of loans differ is that there’s no requirement to pay interest. Kiva actually has a repayment rate of 100%. Exceptional given the nature of the loan business!
This is how it works:
After going to Kiva.org, you can look through the various entrepreneurs and you can read more about their businesses. Along with the profile, you will see how much money has been raised for their loan and you can make your donation via PayPal. Kiva transfers the funds to its partners for local distribution. The partner collects repayments and finally the funds are returned to the lender (you). Then you can do the whole thing again!
It’s a wonderful way to “pay it forward” and to give back to
society. I really think that SUN as a whole should get involved with this organization.
Daniel the Denim Doctor