I thought that cut and paste Google answers were frowned upon..
Anyway, you are completely wrong about the corporate veil that an LLC provides for personal asset protection in case of legal action. You also contradicted yourself as the post went on, saying that (a) everything passes down to the owner, yet (b) you have a corporation to keep `them from coming after me`.
Which is it?
Brand? That was not cut and paste my man/woman, I don`t know what you are
since I don`t see a picture to associate you with the name. But anyhow, the corporate veil does protects you "the owner from being sued against your personal assets"
BUT....Here is where BEING COMPLIANT
Remember, when they sue your LLC, if the LLC doesn`t have any money the lawyers will try to go after you because thats the way nature works, and for your information (not googled), there are 26 different ways that the corporate veil can be pierced (can you name me 5?)
So the lawyers will try their hardest to see where you`ve gone wrong and then let you have it.
BUT IF YOU ARE COMPLIANT AND ALL YOUR PAPERWORK IS UP TO DATE AND IN ORDER.
They can not come after your personal assets. They can try but they wont succeed.
So the corporate veil does protect your personal assets, it doesn`t protect your LLC that it will be sued. As for advising on Legalzoom?
I would go with the The Company Corporation, They offer you up to 50K in legal advise of your corporate veil is pierced.
Plus they are way better than legalzoom.
Web Developer / Owner / Consultant
When starting your own business the need to "know-how" is greater than money!