I worked in the credit card processing industry for a short time, it can be complex. Transaction fee`s vary, monthly minimums may apply, statement fee`s are typical as a monthly fee, Gateway fee`s are typical for internet businesses. In any case the cost can be anywhere from 2-5% of your monthly business. I chose Costco ( Nova) because as a Costco member you get various discounts, depending on Membership, there are many credit card processor out there and you also could choose a Gateway company for your internet business ( since you are not transacting on a credit card machine ( like a storefront).. those cost also. Authorize.net and Plug n Pay are two good ones for Internet Gateways, but they can cost $20.00 or more per month as well. As with everything, buyer beware... read the fine print, hidden charges can add up, and typically the statements can be difficult to read and understand. Its a necessity, but keep in mind, they are in the business to make a profit also. Many fee`s are negotiable, get multiple quotes and leverage for the best deal.
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