Hi,
OsCommerce (or ZenCart) once installed is ready to use as an ecommerce program.
However, you would want to make it look unique... which would require some graphic and/or coding work. You can also start with a template designed for osCommerce or ZenCart... to change the look of the default layout.
I provide website hosting. With my hosting (as with other providers) I can installed osCommerce (or ZenCart, and other programs). OsCommerce (and ZenCart) is open source and FREE.
Yes, that is the standard set-up for osCommerce or ZenCart (register before a purchase).
$83 per year is an estimated cost for hosting... additional costs would be the cost (annual) for an SSL (recommended) and the cost of credit card processing (depending upon who you use.. PayPal or cc merchant account).
As far as the set up and/or design for the site.... I can provide you with a quote. I sent you a PM.
~Roland
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